Privacy Policy
At Bikesh Finserv Pvt. Ltd., we respect your privacy and are committed to protecting it through our compliance with this policy. This policy describes the types of information we may collect from you or that you may provide when you visit bikeshfinserv.com, use our mobile experiences, or interact with our loan application and eligibility services.
As a loan intermediary — not a bank or NBFC — we connect you with lending partners while handling your data responsibly. By using our services, you agree to the collection and use of information in accordance with this policy and applicable Indian data protection laws.
Data Collection
Personal Identity
We collect names, contact details, PAN, Aadhaar, and KYC documents to verify your identity as required by RBI and partner lender regulations.
Financial History
Information about your income, employment, credit bureau reports, and loan requirements is used to assess eligibility and match you with suitable lending partners.
We may also collect device information, IP addresses, browser type, and usage analytics to improve platform security and user experience. Information you provide through forms, chat support, or partner referrals is treated with the same level of protection.
We do not sell your personal data to third parties. Data is shared only with authorized lending partners, credit bureaus, verification agencies, and service providers necessary to process your loan application or respond to your inquiry.
Security Measures
256-bit AES Encryption
All data in transit and at rest is protected by bank-grade encryption protocols and secure HTTPS connections.
Data Minimization
We collect only the information required for loan processing and anonymize analytics datasets wherever possible.
Access to personal data is restricted to authorized personnel and partners under strict confidentiality agreements. We conduct regular security reviews and monitor our systems for unauthorized access or suspicious activity.
While we implement industry-standard safeguards, no method of transmission over the Internet is completely secure. We encourage you to use strong passwords and notify us immediately if you suspect unauthorized access to your account.
Your Rights & Choices
You may request access to, correction of, or deletion of your personal data subject to legal and regulatory retention requirements. You can opt out of marketing communications at any time using the unsubscribe link in our emails or by contacting our support team.
For privacy-related requests, write to privacy@bikeshfinserv.com with your registered mobile number and a brief description of your request. We will respond within the timelines prescribed under applicable law.
Need Clarity?
Our legal team is available to explain any terms you find complex or have questions about.
Last Updated
July 1, 2026